Powered by biometrics and next-gen AI, BNPRS delivers payment solutions that are reliable, secure, and built for the future of digital transactions.
Biometric-secured SuperApp for consumers with ONDC-compatible merchant features. Powered by our ICBA Framework — no OTPs, no PINs.
Android POS with multi-biometric auth, QR payments, and 15,000+ terminal deployments.
End-to-end restaurant management: orders, reservations, inventory, POS & analytics.
Global payment processing for cards, online checkout, and mobile with military-grade security.
Complete platform for creating unique, secure, and branded ID cards at enterprise scale.
Hardware Security Module for key/PIN management. PCI-DSS & PCI-PIN compliant.
Remote terminal updates, audit logging, real-time insights, and key injection at scale.
Smart multi-channel notification system. 16,000 messages/min across WhatsApp, Viber, SMS & more.
India's digital payment ecosystem faces rising fraud. OTPs, PINs, and device biometrics are no longer sufficient. A foundational shift is required.
SIM-swap, call forwarding, and malware-based interception make OTPs vulnerable to fraud.
On-device biometrics verifies the device holder, not the actual cardholder. Multiple enrolled fingerprints create identity gaps.
Issuer-controlled biometric authentication embedded directly into the payment authorization layer. No OTPs, no PINs — just identity.
The bank captures biometric templates during onboarding and embeds them into the payment chip within an HSM-protected environment, ensuring cryptographic integrity from day one.
Terminal verifies identity locally using issuer-host cryptogram checks. No network required.
Biometric sample sent to issuer host for real-time identity verification on the fly.
Once biometric identity is confirmed, the issuer host authorizes the transaction — every payment tied to the actual cardholder. No OTPs, no PINs, no third-party dependencies.
Secure biometric template storage on EMV chips. Supports fingerprint storage, secure auth key injection via HSM, and JCOP hardware-protected cryptographic keys.
A biometric-first architecture where the issuing bank exclusively manages authentication. Eliminates dependency on OTPs, PINs, and external authentication layers entirely.
Zero-Trust Policy across all touchpoints. Your data integrity and confidentiality, guaranteed.
Recognized startup by the Department for Promotion of Industry and Internal Trade, Government of India.
Full PCI-DSS, PCI-PIN, and ISO compliance for payment processing and data security.
Member of the Payments Council of India and the Internet & Mobile Association of India.
Military-grade encryption with issuer-controlled validation at every touchpoint.