Biometric Networks for Payment Resilience & Security
Issuer-controlled biometric infrastructure for banks and fintechs: enrol identity on the chip, authenticate online or offline, authorize at the issuer. Nothing to intercept, nothing to forget.
POS terminals deployed
Products across payments, card perso & processing
Certified payment infrastructure
Research lab at Technology Research Park
End-to-end payment platforms powering secure digital transactions at scale.
Biometric-secured SuperApp for consumers with ONDC-compatible merchant features. Powered by our ICBA Framework - no OTPs, no PINs.
Android POS with multi-biometric auth, QR payments, and 15,000+ terminal deployments.
End-to-end restaurant management: orders, reservations, inventory, POS & analytics.
Remote terminal updates, audit logging, real-time insights, and key injection at scale.
Secure card issuance and cryptographic key management infrastructure.
Complete platform for creating unique, secure, and branded ID cards at enterprise scale.
On-demand card issuance at branch level with real-time personalization and instant delivery.
Hardware Security Module for key/PIN management. PCI-DSS compliant.
Secure data preparation and formatting pipeline for card personalization workflows.
Core processing engines and messaging infrastructure for high-volume transactions.
Global payment processing for cards, online checkout, and mobile with military-grade security.
Biometric-powered authentication gateway for secure cardholder verification across 3DS and payment channels.
Real-time transaction risk scoring and fraud prevention powered by AI and behavioral analytics.
Worldwide gateway for payment processing: cards, UPI, wallets & bank transfers with smart routing and biometric 3-D Secure.
India's digital payment ecosystem faces rising fraud. OTPs, PINs, and device biometrics are no longer sufficient. A foundational shift is required.
SIM-swap, call forwarding, and malware-based interception make OTPs vulnerable to fraud.
On-device biometrics verifies the device holder, not the actual cardholder. Multiple enrolled fingerprints create identity gaps.
Issuer-controlled biometric authentication embedded directly into the payment authorization layer. No OTPs, no PINs - just identity.
From enrolment to authorization — how an issuing bank moves to issuer-controlled biometric payments.
Chip-level biometric personalization
The bank captures biometric templates during onboarding and embeds them into the payment chip within an HSM-protected environment, ensuring cryptographic integrity from day one.
Biometric auth — online & offline
Terminal verifies identity locally using issuer-host cryptogram checks. No network required.
Biometric sample sent to issuer host for real-time identity verification on the fly.
Issuer-controlled authorization
Once biometric identity is confirmed, the issuer host authorizes the transaction — every payment tied to the actual cardholder. No OTPs, no PINs, no third-party dependencies.
Secure biometric template storage on EMV chips. Supports fingerprint storage, secure auth key injection via HSM, and JCOP hardware-protected cryptographic keys.
A biometric-first architecture where the issuing bank exclusively manages authentication. Eliminates dependency on OTPs, PINs, and external authentication layers entirely.
Zero-Trust Policy across all touchpoints. Your data integrity and confidentiality, guaranteed.
Recognized startup by the Department for Promotion of Industry and Internal Trade, Government of India.
Full PCI-DSS and ISO compliance for payment processing and data security.
Member of the Payments Council of India, the representative body of the Indian digital payments industry.
Military-grade encryption with issuer-controlled validation at every touchpoint.