Fraud Detection & Prevention
AI-Powered · Real-Time · Adaptive
Score every transaction.
Stop fraud before it happens.
RUID Risk Engine is an AI-powered fraud detection and prevention platform that scores every transaction in real time. Combining behavioral analytics, velocity checks, device fingerprinting, geolocation analysis, and biometric anomaly detection — it identifies and blocks fraudulent transactions while minimizing false positives for legitimate cardholders.
RUID Risk Engine analyzes every transaction across multiple dimensions — delivering real-time risk scores that protect against fraud while preserving the cardholder experience.
Every transaction scored in under 50ms. Multi-dimensional risk assessment combining rule-based checks and ML models for instant approve/decline decisions.
Builds cardholder spending profiles over time. Detects deviations in transaction amount, frequency, merchant category, and time-of-day patterns.
Configurable velocity checks across multiple dimensions — transaction count, cumulative amount, unique merchants, and geographic spread within time windows.
Identifies and tracks devices used for digital transactions. Detects emulators, rooted devices, VPNs, and proxy connections that indicate fraud attempts.
Integrates with RUID Pass to detect biometric anomalies — presentation attacks, replay attempts, and identity inconsistencies across verification sessions.
Business-configurable rules with real-time deployment. No code changes needed — analysts can create, test, and activate fraud rules through the management console.
Deploy RUID Risk Engine — AI-powered fraud detection that scores every transaction and blocks threats before they succeed.
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